Terms of Service
TERMS OF SERVICE
Last updated Dec 3, 2025
1. AGREEMENT TO TERMS
These Terms of Use constitute a legally binding agreement between you (“you” or “Client”), whether personally or on behalf of an entity, and Pillars International LLC (“Company,” “we,” “us,” or “our”), concerning your access to and use of the Pillars Hub platform, including the http://pillarshub.com website and any related media, mobile applications, or services (collectively, the “Site”).
By creating an account or using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Site.
We may update or modify these Terms from time to time to reflect changes in our services, legal requirements, or business needs. When we do, we will update the “Last Updated” date and provide notice of any material changes, either via the Site or to your registered email. Continued use of the Site after such notice constitutes your acceptance of the updated Terms. If you do not agree to the revised Terms, you may discontinue use of the Site and request to terminate your account.
The Site is intended for use only by individuals who are at least 18 years old. By using the Site, you represent that you meet this age requirement.
You are responsible for complying with all applicable laws and regulations in your jurisdiction when using the Site. The Site is not designed to comply with industry-specific regulations such as the Health Insurance Portability and Accountability Act (HIPAA), the Federal Information Security Management Act (FISMA), or the Gramm-Leach-Bliley Act (GLBA). If your use of the Site would be subject to such laws, you may not use the Site.
2. INTELLECTUAL PROPERTY AND SERVICE DISCLAIMER
Unless otherwise stated, all content on the Site—including source code, software, database structures, designs, text, images, logos, and trademarks (collectively, the “Content”)—is the proprietary property of Pillars International LLC or its licensors and is protected by intellectual property laws in the United States and internationally.
We grant you a limited, non-transferable, non-exclusive license to access and use the Site and the Content for your internal business purposes in accordance with these Terms. Except as expressly permitted, you may not copy, modify, reproduce, republish, distribute, or otherwise use the Content without our prior written consent.
Service Disclaimer. The Site and its services are provided “AS IS” and “AS AVAILABLE,” without warranties of any kind, either express or implied. While we strive to maintain uptime exceeding 99.9% and to deliver accurate functionality, we do not guarantee uninterrupted access, error-free operation, or the accuracy of outputs such as commissions or calculations.
You are solely responsible for reviewing and validating all data, reports, and results generated by the Site before relying on them for business decisions. We do not accept liability for loss or damage arising from reliance on automated outputs.
We reserve all rights not expressly granted to you in these Terms.
3. USER REPRESENTATIONS
By using the Site, you represent and warrant that: (1) all registration information you submit will be true, accurate, current, and complete; ( 2 ) you will maintain the accuracy of such information and promptly update such registration information as necessary; (3 ) you have the legal capacity and you agree to comply with these Terms of Use; (4 ) you are not a minor in the jurisdiction in which you reside ; ( 5 ) you will not access the Site through automated or non-human means, whether through a bot, script or otherwise; ( 6 ) you will not use the Site for any illegal or unauthorized purpose; and ( 7 ) your use of the Site will not violate any applicable law or regulation.
If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Site (or any portion thereof).
4. USER REGISTRATION
You may be required to register with the Site. You agree to keep your password confidential and will be responsible for all use of your account and password. We reserve the right to remove, reclaim, or change a username you select if we determine, in our sole discretion, that such username is inappropriate, obscene, or otherwise objectionable.
5. FEES AND PAYMENT
You may be required to purchase or pay a fee to access some of our services. You agree to provide current, complete, and accurate purchase and account information for all purchases made via the Site. You further agree to promptly update account and payment information, including email address, payment method, and payment card expiration date, so that we can complete your transactions and contact you as needed. We bill you through an online billing account for purchases made via the Site. Sales tax will be added to the price of purchases as deemed required by us. We may change prices at any time. All payments shall be in U.S. dollars.
You agree to pay all charges or fees at the prices then in effect for your purchases, and you authorize us to charge your chosen payment provider for any such amounts upon making your purchase. If your purchase is subject to recurring charges, then you consent to our charging your payment method on a recurring basis without requiring your prior approval for each recurring charge, until you notify us of your cancellation.
We reserve the right to correct any errors or mistakes in pricing, even if we have already requested or received payment. We also reserve the right to refuse any order placed through the Site.
6. FREE TRIAL
We offer a 60-day free trial to new users who register with the Site. The account will be charged according to the user’s chosen subscription at the end of the free trial.
7. CANCELLATION AND NON-REFUNDABLE TERMS
You may cancel your subscription at any time by logging into your account. Cancellations will take effect at the end of your current paid billing cycle.
All purchases are non-refundable. This includes setup fees, subscription fees, or any other service charges, unless otherwise stated in a separate written agreement. We do not issue partial refunds for unused time, features, or service disruptions.
While we aim to provide a reliable and consistent service with uptime exceeding 99.9%, occasional interruptions or calculation errors may occur. Pillars Hub is offered on an “AS IS”
8. PROHIBITED ACTIVITIES
You may not access or use the Site for any purpose other than that for which we make the Site available. The Site may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.
As a user of the Site, you agree not to:
- Systematically retrieve data or other content from the Site to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us.
- Trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account information such as user passwords.
- Circumvent, disable, or otherwise interfere with security-related features of the Site, including features that prevent or restrict the use or copying of any Content or enforce limitations on the use of the Site and/or the Content contained therein.
- Disparage, tarnish, or otherwise harm, in our opinion, us and/or the Site.
- Use any information obtained from the Site in order to harass, abuse, or harm another person.
- Make improper use of our support services or submit false reports of abuse or misconduct.
- Use the Site in a manner inconsistent with any applicable laws or regulations.
- Engage in unauthorized framing of or linking to the Site.
- Upload or transmit (or attempt to upload or to transmit) viruses, Trojan horses, or other material, including excessive use of capital letters and spamming (continuous posting of repetitive text), that interferes with any party’s uninterrupted use and enjoyment of the Site or modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the Site.
- Engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools.
- Delete the copyright or other proprietary rights notice from any Content.
- Attempt to impersonate another user or person or use the username of another user.
- Upload or transmit (or attempt to upload or to transmit) any material that acts as a passive or active information collection or transmission mechanism, including without limitation, clear graphics interchange formats (“gifs”), 1×1 pixels, web bugs, cookies, or other similar devices (sometimes referred to as “spyware” or “passive collection mechanisms” or “pcms”).
- Interfere with, disrupt, or create an undue burden on the Site or the networks or services connected to the Site.
- Harass, annoy, intimidate, or threaten any of our employees or agents engaged in providing any portion of the Site to you.
- Attempt to bypass any measures of the Site designed to prevent or restrict access to the Site, or any portion of the Site.
- Copy or adapt the Site’s software, including but not limited to Flash, PHP, HTML, JavaScript, or other code.
- Except as permitted by applicable law, decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Site.
- Except as may be the result of standard search engine or Internet browser usage, use, launch, develop, or distribute any automated system, including without limitation, any spider, robot, cheat utility, scraper, or offline reader that accesses the Site, or using or launching any unauthorized script or other software.
- Use a buying agent or purchasing agent to make purchases on the Site.
- Make any unauthorized use of the Site, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email, or creating user accounts by automated means or under false pretenses.
- Use the Site as part of any effort to compete with us.
9. USER GENERATED CONTRIBUTIONS
The Site may invite you to chat, contribute to, or participate in blogs, message boards, online forums, and other functionality, and may provide you with the opportunity to create, submit, post, display, transmit, perform, publish, distribute, or broadcast content and materials to us or on the Site, including but not limited to text, writings, video, audio, photographs, graphics, comments, suggestions, or personal information or other material (collectively, "Contributions"). Contributions may be viewable by other users of the Site and through third-party websites. As such, any Contributions you transmit may be treated as non-confidential and non-proprietary. When you create or make available any Contributions, you thereby represent and warrant that:
- The creation, distribution, transmission, public display, or performance, and the accessing, downloading, or copying of your Contributions do not and will not infringe the proprietary rights, including but not limited to the copyright, patent, trademark, trade secret, or moral rights of any third party.
- You are the creator and owner of or have the necessary licenses, rights, consents, releases, and permissions to use and to authorize us, the Site, and other users of the Site to use your Contributions in any manner contemplated by the Site and these Terms of Use.
- You have the written consent, release, and/or permission of each and every identifiable individual person in your Contributions to use the name or likeness of each and every such identifiable individual person to enable inclusion and use of your Contributions in any manner contemplated by the Site and these Terms of Use.
- Your Contributions are not false, inaccurate, or misleading.
- Your Contributions are not unsolicited or unauthorized advertising, promotional materials, pyramid schemes, chain letters, spam, mass mailings, or other forms of solicitation.
- Your Contributions are not obscene, lewd, lascivious, filthy, violent, harassing, libelous, slanderous, or otherwise objectionable (as determined by us).
- Your Contributions do not ridicule, mock, disparage, intimidate, or abuse anyone.
- Your Contributions are not used to harass or threaten (in the legal sense of those terms) any other person and to promote violence against a specific person or class of people.
- Your Contributions do not violate any applicable law, regulation, or rule.
- Your Contributions do not violate the privacy or publicity rights of any third party.
- Your Contributions do not violate any applicable law concerning child pornography, or otherwise intended to protect the health or well-being of minors.
- Your Contributions do not include any offensive comments that are connected to race, national origin, gender, sexual preference, or physical handicap.
- Your Contributions do not otherwise violate, or link to material that violates, any provision of these Terms of Use, or any applicable law or regulation.
Any use of the Site in violation of the foregoing violates these Terms of Use and may result in, among other things, termination or suspension of your rights to use the Site.
10. CONTRIBUTION LICENSE
By submitting or uploading data, content, or other materials ("Contributions") to any part of the Site, you represent and warrant that you have all necessary rights to such Contributions. You grant us a limited, non-exclusive, royalty-free, worldwide license to use, reproduce, process, display, store, and distribute your Contributions solely for the purpose of providing, maintaining, and improving the functionality and services of the Site, including but not limited to displaying such data to authorized users and generating business reports and insights as part of your use of the Site.
This license includes the right to make technical modifications (such as formatting or caching) as necessary to deliver the services. We do not claim ownership over your Contributions, and all rights not expressly granted to us remain with you.
You are solely responsible for your Contributions and agree not to upload any materials for which you do not have the appropriate rights. You further agree to indemnify and hold us harmless for any third-party claims related to your Contributions.
We reserve the right (but have no obligation) to monitor, edit, or remove Contributions that we determine, in our sole discretion, to be harmful, unlawful, or in violation of these Terms.
11. GUIDELINES FOR REVIEWS
We may provide you areas on the Site to leave reviews or ratings. When posting a review, you must comply with the following criteria: (1) you should have firsthand experience with the person/entity being reviewed; (2) your reviews should not contain offensive profanity, or abusive, racist, offensive, or hate language; (3) your reviews should not contain discriminatory references based on religion, race, gender, national origin, age, marital status, sexual orientation, or disability; (4) your reviews should not contain references to illegal activity; (5) you should not be affiliated with competitors if posting negative reviews; (6) you should not make any conclusions as to the legality of conduct; (7) you may not post any false or misleading statements; and (8) you may not organize a campaign encouraging others to post reviews, whether positive or negative.
We may accept, reject, or remove reviews in our sole discretion. We have absolutely no obligation to screen reviews or to delete reviews, even if anyone considers reviews objectionable or inaccurate. Reviews are not endorsed by us, and do not necessarily represent our opinions or the views of any of our affiliates or partners. We do not assume liability for any review or for any claims, liabilities, or losses resulting from any review. By posting a review, you hereby grant to us a perpetual, non-exclusive, worldwide, royalty-free, fully-paid, assignable, and sublicensable right and license to reproduce, modify, translate, transmit by any means, display, perform, and/or distribute all content relating to reviews.
12. SUBMISSIONS
You acknowledge and agree that any questions, comments, suggestions, ideas, feedback, or other information regarding the Site ("Submissions") provided by you to us are non-confidential and shall become our sole property. We shall own exclusive rights, including all intellectual property rights, and shall be entitled to the unrestricted use and dissemination of these Submissions for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you. You hereby waive all moral rights to any such Submissions, and you hereby warrant that any such Submissions are original with you or that you have the right to submit such Submissions. You agree there shall be no recourse against us for any alleged or actual infringement or misappropriation of any proprietary right in your Submissions.
13. THIRD-PARTY WEBSITES AND CONTENT
The Site may contain (or you may be sent via the Site) links to other websites ("Third-Party Websites") as well as articles, photographs, text, graphics, pictures, designs, music, sound, video, information, applications, software, and other content or items belonging to or originating from third parties ("Third-Party Content"). Such Third-Party Websites and Third-Party Content are not investigated, monitored, or checked for accuracy, appropriateness, or completeness by us, and we are not responsible for any Third-Party Websites accessed through the Site or any Third-Party Content posted on, available through, or installed from the Site, including the content, accuracy, offensiveness, opinions, reliability, privacy practices, or other policies of or contained in the Third-Party Websites or the Third-Party Content. Inclusion of, linking to, or permitting the use or installation of any Third-Party Websites or any Third-Party Content does not imply approval or endorsement thereof by us. If you decide to leave the Site and access the Third-Party Websites or to use or install any Third-Party Content, you do so at your own risk, and you should be aware these Terms of Use no longer govern. You should review the applicable terms and policies, including privacy and data gathering practices, of any website to which you navigate from the Site or relating to any applications you use or install from the Site. Any purchases you make through Third-Party Websites will be through other websites and from other companies, and we take no responsibility whatsoever in relation to such purchases which are exclusively between you and the applicable third party. You agree and acknowledge that we do not endorse the products or services offered on Third-Party Websites and you shall hold us harmless from any harm caused by your purchase of such products or services. Additionally, you shall hold us harmless from any losses sustained by you or harm caused to you relating to or resulting in any way from any Third-Party Content or any contact with Third-Party Websites.
14. U.S. GOVERNMENT RIGHTS
Our services are “commercial items” as defined in Federal Acquisition Regulation (“FAR”) 2.101. If our services are acquired by or on behalf of any agency not within the Department of Defense (“DOD”), our services are subject to the terms of these Terms of Use in accordance with FAR 12.212 (for computer software) and FAR 12.211 (for technical data). If our services are acquired by or on behalf of any agency within the Department of Defense, our services are subject to the terms of these Terms of Use in accordance with Defense Federal Acquisition Regulation (“DFARS”) 227.7202 ‑3. In addition, DFARS 252.227‑ 7015 applies to technical data acquired by the DOD. This U.S. Government Rights clause is in lieu of, and supersedes, any other FAR, DFARS, or other clause or provision that addresses government rights in computer software or technical data under these Terms of Use.
15. SITE MANAGEMENT
We reserve the right, but not the obligation, to: (1) monitor the Site for violations of these Terms of Use; (2) take appropriate legal action against anyone who, in our sole discretion, violates the law or these Terms of Use, including without limitation, reporting such user to law enforcement authorities; (3) in our sole discretion and without limitation, refuse, restrict access to, limit the availability of, or disable (to the extent technologically feasible) any of your Contributions or any portion thereof; (4) in our sole discretion and without limitation, notice, or liability, to remove from the Site or otherwise disable all files and content that are excessive in size or are in any way burdensome to our systems; and (5) otherwise manage the Site in a manner designed to protect our rights and property and to facilitate the proper functioning of the Site.
16. PRIVACY POLICY
We care about data privacy and security. By using the Site, you agree to be bound by our Privacy Policy posted on the Site, which is incorporated into these Terms of Use. Please be advised the Site is hosted in the United States. If you access the Site from any other region of the world with laws or other requirements governing personal data collection, use, or disclosure that differ from applicable laws in the United States , then through your continued use of the Site, you are transferring your data to the United States, and you agree to have your data transferred to and processed in the United States .
17. TERM AND TERMINATION
These Terms of Use shall remain in effect for as long as you maintain an active account and comply with these Terms. Either party may terminate the service with written notice, subject to any agreed-upon notice period in your subscription or services agreement.
We reserve the right to suspend or terminate your access to the Site, or remove content or data, if:
- You materially breach these Terms or violate applicable law;
- You fail to make timely payment as required by your subscription;
- You use the Site in a way that is fraudulent, abusive, unethical, or interferes with the operation of the service;
- Continued service would expose us to legal liability.
We will make reasonable efforts to provide notice prior to termination or suspension, except in cases where immediate action is required to comply with law or prevent harm.
Upon termination, your right to use the Site will immediately cease, but you will retain ownership of your data. We will make commercially reasonable efforts to provide access to your data for a limited time following termination, as described in our Data Retention Policy or any applicable agreement.
18. MODIFICATIONS AND INTERRUPTIONS
We reserve the right to change, modify, or remove the contents of the Site at any time or for any reason at our sole discretion without notice. However, we have no obligation to update any information on our Site. We also reserve the right to modify or discontinue all or part of the Site without notice at any time. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Site.
We cannot guarantee the Site will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance related to the Site, resulting in interruptions, delays, or errors. We reserve the right to change, revise, update, suspend, discontinue, or otherwise modify the Site at any time or for any reason without notice to you. You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use the Site during any downtime or discontinuance of the Site. Nothing in these Terms of Use will be construed to obligate us to maintain and support the Site or to supply any corrections, updates, or releases in connection therewith.
19. GOVERNING LAW
These Terms of Use and your use of the Site are governed by and construed in accordance with the laws of the State of Utah applicable to agreements made and to be entirely performed within the State of Utah , without regard to its conflict of law principles.
20. DISPUTE RESOLUTION
Informal Resolution First.
We are committed to resolving concerns quickly and fairly. Before initiating any legal or formal process, both you and Pillars International LLC agree to first attempt to resolve any dispute, claim, or controversy (“Dispute”) informally. To do so, either Party must send written notice to the other, and both Parties must engage in good-faith discussions for at least thirty (30) days.
Arbitration for Most Disputes.
If a Dispute cannot be resolved informally, it will be settled by binding arbitration, conducted by the American Arbitration Association (AAA) under its Commercial Arbitration Rules. The arbitration will be confidential and held in Utah County, Utah, unless the Parties agree otherwise. Either Party may participate remotely.
Exceptions to Arbitration.
Either Party may bring claims:
- In small claims court (if eligible),
- To seek injunctive or equitable relief (e.g., misuse of confidential information or IP),
- To enforce rights or defend claims related to intellectual property,
- Or where arbitration is deemed unenforceable or inapplicable under law.
No Class Actions.
Disputes must be brought on an individual basis. You and we agree not to participate in any class, collective, or representative action or arbitration.
Jurisdiction and Venue.
If a Dispute proceeds in court (under the exceptions above), it must be filed in the state or federal courts of Utah County, Utah. Each Party agrees to the jurisdiction and venue of those courts and waives any objections to personal jurisdiction or venue.
Limit on Time to File.
To ensure timely resolution, you agree that any Dispute must be filed within one (1) year of the date the issue arose. Disputes filed after that period will be barred.
21. CORRECTIONS
There may be information on the Site that contains typographical errors, inaccuracies, or omissions, including descriptions, pricing, availability, and various other information. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information on the Site at any time, without prior notice.
22. DISCLAIMER OF WARRANTIES AND RESPONSIBILITIES
The Site and all services are provided on an “AS IS” and “AS AVAILABLE” basis. While we make reasonable efforts to ensure the reliability and performance of our platform, we do not guarantee uninterrupted access, error-free operation, or the accuracy of any data, reports, or calculations generated through the Site.
You acknowledge and agree that:
- You are solely responsible for reviewing and validating the accuracy of all data, including commission reports, payouts, and business results.
- We do not provide financial, legal, or tax advice, and any use of the Site's calculations or outputs should be independently verified before acting upon them.
- To the fullest extent permitted by law, we disclaim all warranties, express or implied, including any implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
We are not liable for any indirect, incidental, or consequential damages arising from your use of the Site, including but not limited to lost profits, data errors, or business interruptions, even if we were advised of the possibility of such damages.
You use the Site at your own risk and agree to hold us harmless for any loss or damage that results from your reliance on automated system outputs without independent review.
23. LIMITATION OF LIABILITY
To the fullest extent permitted by law, Pillars International LLC and its affiliates, officers, directors, employees, and agents will not be liable to you or any third party for any indirect, incidental, consequential, special, exemplary, or punitive damages, including lost profits, lost data, loss of goodwill, or business interruption, arising out of or in connection with your use of the Site or services—even if we were advised of the possibility of such damages.
Except for liability arising from our gross negligence, willful misconduct, or breaches of data protection obligations, our total aggregate liability for any claim under these Terms, whether in contract, tort, or otherwise, will not exceed the greater of:
- The total fees paid by you to us in the twelve (12) months prior to the event giving rise to the claim; or
- $25,000 USD.
Nothing in these Terms limits or excludes either Party’s liability for:
- Death or personal injury caused by negligence;
- Fraud or fraudulent misrepresentation;
- Breach of confidentiality or intellectual property rights caused by the other Party;
- Indemnification obligations under Clause 24.
Some jurisdictions do not allow limitations of liability. In those cases, this limitation will apply to the maximum extent permitted by law.
24. INDEMNIFICATION
Client Indemnity.
You agree to indemnify, defend, and hold harmless Pillars International LLC and its affiliates, officers, directors, employees, and agents from and against any third-party claims, demands, losses, liabilities, damages, or expenses (including reasonable attorneys’ fees) arising out of or related to:
- Your use of the Site in violation of these Terms;
- Any content or data submitted by you or on your behalf, including claims that such content infringes the rights of a third party;
- Your violation of applicable laws or regulations;
- Misuse or unauthorized access caused by your users.
Company Indemnity.
We agree to indemnify, defend, and hold you harmless from and against any third-party claims, demands, losses, liabilities, damages, or expenses (including reasonable attorneys’ fees) arising out of or related to:
- Allegations that the Site or services infringe a valid U.S. intellectual property right of a third party;
- Our failure to maintain reasonable security safeguards that results in unauthorized disclosure of your confidential data;
- Our gross negligence, fraud, or willful misconduct.
Indemnification Procedure.
The indemnified party must promptly notify the indemnifying party in writing of any claim. The indemnifying party will control the defense and settlement of the claim, but may not agree to any settlement that imposes obligations or liability on the indemnified party without prior written consent (not unreasonably withheld). The indemnified party may participate with its own counsel at its own expense.
25. THIRD-PARTY SERVICES
The Site and its functionality depend on services provided by third-party platforms, including but not limited to cloud hosting providers such as Microsoft Azure, Amazon Web Services (AWS), and other infrastructure or software providers.
While we make commercially reasonable efforts to ensure consistent availability and performance of the Site, you acknowledge and agree that we are not responsible for any delays, outages, data loss, service disruptions, or damages resulting from failures or malfunctions of third-party services that are outside our reasonable control.
You further acknowledge that your use of any third-party services integrated with the Site may be subject to separate terms and conditions between you and the third-party provider, and we make no representations or warranties regarding such services.
26. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES
Visiting the Site, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communication be in writing. YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE SITE. You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction which require an original signature or delivery or retention of non-electronic records, or to payments or the granting of credits by any means other than electronic means.
27. CALIFORNIA USERS AND RESIDENTS
If any complaint with us is not satisfactorily resolved, you can contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N 112, Sacramento, California 95834 or by telephone at (800) 952-5210 or (916) 445-1254.
28. MISCELLANEOUS
These Terms of Use and any policies or operating rules posted by us on the Site or in respect to the Site constitute the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision of these Terms of Use shall not operate as a waiver of such right or provision. These Terms of Use operate to the fullest extent permissible by law. We may assign any or all of our rights and obligations to others at any time. We shall not be responsible or liable for any loss, damage, delay, or failure to act caused by any cause beyond our reasonable control. If any provision or part of a provision of these Terms of Use is determined to be unlawful, void, or unenforceable, that provision or part of the provision is deemed severable from these Terms of Use and does not affect the validity and enforceability of any remaining provisions. There is no joint venture, partnership, employment or agency relationship created between you and us as a result of these Terms of Use or use of the Site. You agree that these Terms of Use will not be construed against us by virtue of having drafted them. You hereby waive any and all defenses you may have based on the electronic form of these Terms of Use and the lack of signing by the parties hereto to execute these Terms of Use.
29. CONTACT US
In order to resolve a complaint regarding the Site or to receive further information regarding use of the Site, please contact us at:
support@pillarshub.com
